Terms of Service
Welcome to the LawRAN site (the "Site"). This site is owned and managed by RAN Innovation Srl, ("RAN"), a limited liability company with different solutions made available through the Site regarding the management of impaired and non-performing loans (NPL, UTP, ...) to simplify the credit management process (collectively the "Services") for customers. You acknowledge that by using the Site you agree to all of the following terms and conditions (the "Terms of Service"). Therefore, please read all of the Terms of Service before registering or otherwise using the Site. As used in these Terms of Service, "you", "your" and their variants mean either (i) you, the person or the entity that accesses or uses the Site or the Services, is (ii) to the extent applicable, the company, organization or other entity on behalf of which you are entering into these Terms of Service. All capitalized terms in these Terms of Service, other than capitalized for grammatical reasons, are defined in the Section where they are first used as indicated by bold.

THE TERMS OF SERVICE SET FORTH BELOW GOVERN THE USE OF THIS SITE ON THE INTERNET, WORLD WIDE WEB, MOBILE NETWORKS OR ANY OTHER METHOD OF COMMUNICATION NOW KNOWN OR DEVELOPED IN THE FUTURE, AS WELL AS ALL INFORMATION CONTAINED THEREIN. THESE TERMS OF SERVICE CONSTITUTE A LEGAL AGREEMENT BETWEEN YOU, A SINGLE USER OF AT LEAST EIGHTEEN (18) YEARS OF AGE AND LAWRANE GOVERN YOUR ACCESS TO AND USE OF THE SITE, TOGETHER WITH THE SERVICES AVAILABLE THROUGH THE SITE, INCLUDING THE SUBSCRIPTION AND USE OF THE SITE. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS OF SERVICE, CLOSE THIS SITE IMMEDIATELY AND DO NOT ACCESS OR OTHERWISE USE THIS SITE OR ANY INFORMATION CONTAINED ON THIS SITE. YOUR USE OF THIS SITE WILL BE CONSIDERED AS YOUR ACCEPTANCE TO COMPLY WITH EACH OF THE TERMS OF SERVICE SET FORTH BELOW.

1. Use of the Site.

1.1. Personal use; Limited rights. Under the terms and conditions set forth herein, LawRAN grants you a limited, revocable, non-transferable, non-sublicensable and non-exclusive right to access the Site and Services to view content and information and otherwise use the Services to the extent provided and allowed by the functionality of the same. This license is personal to you and you may not resell our Site or Services, allow other users to access our Site or Services through your account, or use the Site or Services to host content for others. You may not copy or download any content from the Site or Services except with the prior written approval of LawRAN. You acknowledge that, unless otherwise expressly provided, these Terms of Service are solely between you and LawRAN.

1.2. Restrictions. The rights granted herein are personal to you and you may not resell our Site or Services, allow other users to access our Site or Services through your account, or use the Site or Services to host content for others. You may not copy or download any content from the Site or Services except with the prior written approval of LawRAN. You acknowledge that, unless otherwise expressly provided, these Terms of Service are solely between you and LawRAN. Furthermore, without LawRAN's prior written approval, you may not distribute, publicly perform or display, rent, sell, transmit, transfer, publish, modify, copy, create derivative works from, rent, sublicense, distribute, decompile, disassemble , reverse engineer or otherwise make unauthorized use of the Site or Services. You agree not to remove, obscure or alter any copyright notices, patents, trademarks or other proprietary rights affixed to the Site or Services. Your rights are subject to compliance with these Terms of Service and any other agreements applicable to the Services you are using.

1.3. Eligibility. BY USING THE SITE, YOU REPRESENT AND WARRANT THAT YOU ARE AT LEAST EIGHTEEN (18) YEARS OF AGE AND WILL BE THE ONLY PERSON USING THIS ACCOUNT. THIS SUBSCRIPTION MUST NOT BE SHARED. IT IS FOR USER USE ONLY. This Site is to be used as a resource for those interested in buyer registrations and offer notifications. Any other use is prohibited and may result in termination of your subscription without refund and / or legal action against you.

1.4. Use and ownership of the Services and Site Content. LawRAN will retain all rights, titles and interests in and to the Site, the Services and all materials and content provided to you pursuant to thiste Agreement, including all intellectual property rights contained therein. No right, title or interest in any material on this Site is transferred or granted to you as a result of downloading or using any content on the Site. Permission to reprint or reproduce any document or image from this Site, in whole or in part, for any reason other than personal and non-commercial use, is prohibited, unless prior written consent is obtained from the Register of Suppliers. Unless otherwise indicated, all materials, including images, texts, illustrations, drawings, icons, photographs, programs, video clips and written and other materials that are part of this Site are copyright, trademarks, trade dress and / or other intellectual property owned, controlled or licensed by LawRAN and are protected by Italian and international copyright laws. The compilation (or the collection, arrangement and assembly) of all the contents of this Site is the exclusive property of LawRAN and is also protected by Italian and international copyright laws. The LawRAN name and all related deviations and all related names, design marks and slogans are trademarks or service marks of LawRAN. All other trademarks are the property of their respective companies. No trademark or service mark license is granted with respect to the materials contained on this Site. Access to this Site does not authorize anyone to use any name, logo or trademark in any way.

2. Modification of the Terms.
LawRAN may make changes to the content and services offered on this Site at any time. LawRAN reserves the right to change or update these Terms of Service at any time by posting such changes on this Site and / or by sending registered subscribers an email notice of such changes. If any changes are unacceptable to you, you will cease using this Site and cancel your subscription without any refund. If you do not stop using this Site and cancel your subscription, you will be deemed to have accepted all the changes and accepted the Terms of Service as amended. These Terms of Service may not otherwise be changed except by written agreement signed by you and LawRAN.

3. Notice.
LawRAN may decide to provide you with notices, including those relating to changes to the LawRAN Terms of Service, by email or post on the Site. You hereby consent and agree to accept periodic communications from us. Any such notification will be deemed accepted within three (3) days of the email being sent. The changes published on the Site will be considered accepted within thirty (30) days of publication. You are responsible for keeping track of changes to these Terms of Service. If you have not ceased to use the Site and have canceled your subscription within three (3) days of receiving the email or thirty (30) days of posting the Site, you will be deemed to have accepted the changes to the Terms of Service. . If you violate these changes, your subscription may be terminated without notice or refund and you may be subject to legal action.

4. Unauthorized or illegal use.
When using the Site, the user declares, guarantees and agrees NOT to:
(A) falsify or misrepresent any personal or business information regarding your identity or intentions in relation to any matter;
(B) publish, publish, transmit, distribute or upload any information through or directly or indirectly link any information to the Site that LawRAN, in its sole discretion, deems illegal, obscene, derogatory, abusive, threatening, discriminatory with respect to race or gender , or otherwise unpleasant;
(C) publish, publish, transmit, distribute or upload any information through or directly or indirectly link any information to the Site that contains viruses, horses, worms, time bombs, cancelbots or any other malicious software code or programming routines that have the purpose of damaging, maliciously interfering, intercepting or surreptitiously expropriating any system, data or personal information;
(D) publish, publish, transmit, distribute or upload any information through or directly or indirectly link any information to the Site that is illegal, fraudulent or otherwise objectionable, including, without limitation, any information, communication or transmission that constitutes or supports the commission any illegal activity or any violation of local, state, national or foreign law, statute, ordinance or regulation (including, without limitation, those governing export control, prconsumer protection, child protection, unfair competition, anti-discrimination or misleading advertising);
(E) publish, publish, transmit, distribute or upload any information through or directly or indirectly link any information to the Site that infringes any copyright, trademark or any other intellectual property right of any third party, unless obtained permission from such owner and such action would not infringe any of the above rights to such property;
(F) post, publish, transmit, distribute or upload or link any information directly or indirectly to the Site any mass email solicitations, chain letters, solicitations, advertisements, pyramid schemes or any other unsolicited communication, including, without limitation, spamming LawRAN users;
(G) use, reproduce, distribute, publish or communicate any information obtained from the Site, for any commercial reason, unless such activity has been expressly approved in writing by LawRAN;
(H) use any robot, spider, other automated device or manual process to monitor or copy LawRAN web pages or content contained herein;
(I) use any device, software or routine to circumvent any robot exclusion headers or LawRAN meta tags, or to interfere or attempt to interfere with the proper functioning of the Site or any transaction communicated or conducted on the Site, or take any action that imposes an unreasonable or disproportionate load on LawRAN's infrastructure; or
(J) create liability for LawRAN or cause LawRAN to lose (in whole or in part) the services of LawRAN's ISPs (defined below) or other providers.

5. Prevention of Unauthorized Use.

5.1. In general. LawRAN subscriptions are available for individuals and corporations. The Site is intended for use by those interested in the management of impaired and non-performing loans. LawRAN reserves the right to exercise any lawful means it deems necessary to prevent unauthorized use of the Site, including but not limited to technology barriers, IP mapping and contacting the Internet Service Provider (ISP) directly in this regard. unauthorized use. Unauthorized use of this Site includes, but is not limited to, providing false information, sharing access or login credentials, and using the information contained herein for harmful, inappropriate or illegal behavior. The user agrees not to interfere with or take any action that involves unauthorized use of the Site. The user agrees not to attempt to gain unauthorized access to other computer systems or networks connected to the Site. Unauthorized use will result in immediate termination of your account without notice or refund and may result in legal action against you or other parties involved.

5.2. Password. Use of this Site requires a unique e-mail address and password to authenticate your right to access the Site. You agree to maintain the confidentiality of your password and are solely responsible for all activities associated with its use, authorized or unauthorized. You agree to immediately notify LawRAN of any unauthorized use of the Site or any breach of security with your login credentials. LawRAN may suspend your right to access or use any part of the Site or the Services for any reason and without notice. You must not share or otherwise make your account passwords available with any other person.
6. Prevention of unlawful use.
This site is a tool for those interested in the management of non-performing and non-performing loans. Therefore, sensitive information can be found here. By accepting these Terms of Service, you have agreed to use this information for its intended purpose. LawRAN reserves the right to exercise any lawful means it deems necessary to prevent illegal use of the Site, including, but not limited to, sharing your personal information with authorities if you suspect that you are using this information in a manner that harmful or illegal, verify the personal information provided and immediately terminate your subscription without notice or refund if any of the information is found to be false or objectionable. LawRAN does not support the illegal or harmful use of this Site and will assist the authorities in any means it deems appropriate to prosecute those who use this Site and the information contained therein in an illegal manner. In addition to any criminal proceedings, LawRAN also reserves all rights it may have in respect of anyasi party found guilty of illicit use of this Site.
7. Release and Disclaimer.
LawRAN is a place where the user can participate in the use of the Services. The Site acts as a headquarters for the management of impaired and non-performing loans. LawRAN does not guarantee the quality, legality, truth or accuracy of the notifications and / or the Services. LawRAN will try to provide the Site at any time, except for limited periods for maintenance and repair; however, the Site may be subject to unavailability for a number of factors beyond LawRAN's control, including emergencies, third party service failures, transmission, equipment or network problems or limitations, interference, signal strength and may be interrupted, limited or reduced. Delays or omissions may occur. LawRAN declines all responsibility for system downtime that could affect the timely notification of offers. The user assumes all risks associated with the relationship with other users with whom he comes into contact through the Site. We do not control the information provided by other users that is made available through our Site. Since authentication of users on the Internet is difficult , LawRAN cannot and does not confirm that every user is who he claims to be. In the event that you have a dispute with another user, you hereby exalt LawRAN, its subsidiaries, affiliates, directors, officers, employees and agents from and against any and all claims, claims, liabilities and damages (actual and consequential) of any type and nature, known and unknown, suspicious and unsuspected, disclosed and undisclosed, arising out of or in any way related to such disputes.
YOUR USE OF THE SITE AND THE SERVICES IS AT YOUR OWN RISK. LAWRANNON WILL BE LIABLE FOR ANY ERRORS OR OMISSIONS CONTAINED IN THIS SITE. THIS SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS, STAUTORY OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE QUIET, NON-INFRINGEMENT, AVAILABILITY OR ACCURACY OF INFORMATION. LAWRANNON WARRANTIES THAT THE SITE OR SERVICES WILL BE AVAILABLE, MEET YOUR NEEDS, OR OPERATE UNINTERRUPTED, ERROR-FREE OR COMPLETELY SAFE OR THAT ERRORS OR DEFECTS WILL BE CORRECTED. LAWRANNON MAKES NO REPRESENTATIONS, WARRANTIES, OR CONDITIONS REGARDING THE USE OR RESULTS OF USE OF THE SITE OR THE SERVICES, IN TERMS OF ACCURACY, RELIABILITY, TIMELINESS, COMPLETENESS OR OTHERWISE OR THAT THE QUALITY OF ANY SERVICE OR CONTENT PURCHASED THE USER FROM THE SITE WILL MEET THE EXPECTATIONS OF THE USER.
SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES OR CONDITIONS OR ALLOW LIMITATIONS ON THE DURATION OF AN IMPLIED WARRANTY, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH EVENT, LAWRANIN'S WARRANTIES AND CONDITIONS RELATING TO THE SITE AND THE SERVICES WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW IN SUCH JURISDICTION.
8. Indemnification.
You agree to indemnify, defend and hold LawRANe its subsidiaries, affiliates, officers, directors, agents and employees harmless from all third party claims or causes of action (including investigations) and any damages, costs, expenses, liabilities or resulting fines, including reasonable attorney's fees, due to or arising from your violation of these Terms of Service or the documents incorporated by reference, or from the violation of any law or the rights of any third party. The above indemnification does not apply to any government user (eg, state, federal or local governmental entities) ("Government Users").
9. Limitation of Liability and Damages.
IN NO EVENT SHALL LAWRANS LIABLE TO YOU FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, RELIANCE, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, ANY INCOME, INCOME, ECONOMIC ADVANTAGE, ANY DAMAGES ARISING FROM ANY UNFORTUNATE JUDICIAL ACTION OR LEGAL DISPUTE, OR ANY OTHER PECUNIARY OR NON-PECUNIARY LOSS OR DAMAGE OF ANY NATURE), HOWEVER ARISING, EVEN IF THEY HAVE BEEN KID
IN NO EVENT SHALL LAWRAN'S TOTAL CUMULATIVE LIABILITY EXCEED THE GREATER OF: (A) THE AMOUNT PAID BY LAWRAN FOR THE USE OF THE SERVICES IN THE PREVIOUS THREE (3) MONTHS; AND (B) THE AMOUNT OF ONE HUNDRED (100) US DOLLARS.
LAWRANNON SHALL HAVE ANY LIABILITY IN CONNECTION WITH DAMAGES INCURRED BY YOU AS A RESULT OF PRODUCTS OR SERVICES SOLD OR PROVIDED ON ANY REFERENCE SITE OR OTHERWISE BY ANY THIRD PARTY OTHER THAN LAWRANE RECEIVEDTHROUGH OR ADVERTISED ON THE SITE, OR RECEIVED THROUGH ANY REFERENCE OR LINKED SITES.
ANY PROVISION OF THESE TERMS OF SERVICE THAT PROVIDES A LIMITATION OF LIABILITY, EXCLUSION OF WARRANTIES OR EXCLUSION OF DAMAGES IS INTENDED TO SHARE THE RISKS OF THIS AGREEMENT BETWEEN THE PARTIES. THIS ALLOCATION IS REFLECTED IN THE PRICE OFFERED BY LAWRAN TO THE USER AND IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE AGREEMENT BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEPARABLE AND INDEPENDENT FROM ALL OTHER PROVISIONS OF THESE TERMS OF SERVICE.
You must file all claims and causes of action within twelve (12) months of their discovery. The limitations and exclusions set forth in this Section apply to all claims or causes of action under any proposed theory.
10. Rates and Services; Termination.
10.1. Rates and Services. There is a free version available for both governments and suppliers. For paid versions, you agree to pay the fees and agree to the payment policies for each Service for which you are registered. You agree and acknowledge that payment of registration and subscription fees is made in advance and is non-refundable. In the event that your account becomes expired, your Service may be suspended, the remaining balance will be considered in default and the entire account balance will become exempt and due immediately. Interest on overdue accounts is charged at 1.5% per month, or 18% per annum. You further agree to pay all reasonable collection costs, including attorney's fees. A service charge of $ 25.00 or the maximum amount permitted by applicable law will be charged for all returned checks. You agree and authorize us to charge your credit card on file for any of the Services you order within 14 days of the declared payment due date. For subscriptions that automatically renew, the associated subscription costs are considered ongoing. LawRAN may apply a surcharge to any payment returned by the issuing financial institution.

10.2. Resolution. These Terms of Service constitute a binding agreement between LawRAN and the user. LawRAN's Service is non-cancellable, which means that termination of these Terms of Service will not release you from your payment obligations for any Service. In the event of termination, there will be no refund of any sums paid by the user for access to the Site. Upon termination or expiration of a license in relation to particular content provided by LawRAN, the user must delete or destroy the content and all copies thereof and other materials containing such content in its possession or control and instruct end users (if any) to cease using the content. Upon LawRAN's request, you must provide written certification from a company officer who has complied with the above. Additionally, LawRAN will have access during reasonable business hours to inspect your records and systems, if necessary, to verify compliance with the above.

11. Miscellaneous.
11.1. Applicable law and competent court. With the exception of Government Users, (a) these Terms of Service will be governed and interpreted in accordance with the laws of the Italian State, regardless of the principles of conflict of laws; (b) the jurisdiction and venue for any action or proceeding for any dispute or matter which in any way is related to this Site or relating to the application, construction or interpretation of these Terms of Service, will be exclusively with the court From Rome; and (c) the user expressly submits and consents to the jurisdiction of the aforementioned courts and waives any defense of forum non conveniens. With respect to Government Users, these Terms of Service and the selection of jurisdiction and location will be governed by and construed in accordance with the laws of the Government User's jurisdiction, regardless of the conflict-of-law principles.

11.2. Export control. The Services may be subject to export control restrictions from Italy or other jurisdictions. By using the Services, you represent and warrant that (i) it is not located in any country, or exports the Service to any person or place, to which Italy or any other jurisdiction has embargoed the goods or which has been designated by the government of Italy as a "supporter of terrorism"; and (ii) you are not listed on any of the Italy Government List of Prohibited or Restricted Parts. The user agrees to comply with the Italian laws and other applicable export control laws and not to transfer, through transmissuing electronic or otherwise, any content subject to restrictions under such laws to a national destination prohibited by such laws, without first obtaining, and then complying with, any required governmental authorizations. You further agree not to upload to the Services any content, data or software that cannot be exported without prior written permission from the government, including but not limited to certain types of encryption software. The insurances and commitments under this Section will survive the termination of these Terms of Service.

11.3. Waiver. LawRAN's failure to enforce any of these Terms of Service will not constitute or be considered a waiver of those terms.

11.4. Survival. Upon termination of these Terms of Service, any provision which, by its nature or express terms should survive, will survive such termination or expiration, including, but not limited to, the sections relating to property rights, exclusion of warranties. , any statements made by you, indemnities, limitations of liability and damages and all general provisions will survive any termination of these Terms of Service.

11.5. Severability clause. If any provision of these Terms of Service is found to be illegal, void or for any reason unenforceable, such provision will be limited or removed from these Terms of Service to the minimum extent necessary and will not affect the validity and enforceability of the remaining provisions of this document. .

11.6. Transfer. These Terms of Service and all rights and licenses granted under this document cannot be transferred or assigned by the user, but can be assigned by LawRAN without restriction. Any assignment attempted to be made in violation of these Terms of Service will be void.

11.7. Headings. References to the header contained herein are for convenience only, do not form a part of these Terms of Service, and will not be considered to limit or affect any of the provisions of this document.
11.8. Entire Agreement. This is the entire agreement between you and LawRAN in relation to the subject matter of this document and will not be changed except in writing, signed by both parties by hand, or by a change to these Terms of Service made by LawRAN as set out elsewhere in these Terms of Service.

11.9. Relations between the Parties. Nothing in these Terms of Service is intended to create an agency, partnership, joint venture or franchise between the parties, neither party has the authority to act in the name or on behalf of or otherwise to bind the other. In fulfilling its obligations under these Terms of Service, each party acts as an independent contractor of the other and is solely responsible for the supervision, day-to-day management and control of its employees and the payment of their salaries and benefits and related compensation (including employer source deductions).

11.10. The use by the competitor is prohibited; Liquidated damages. This Site and associated Services are to be used for non-competitive purposes only. The use of the Site or the associated Services by competing companies, affiliates, employees or other associates is strictly prohibited and constitutes a violation of this contract, giving rise to substantial damages. If you are an owner, employee or other associate of a competing site (other than just a member), you agree that damages resulting from an unlicensed visit to this Site are difficult to calculate. Damages resulting from violation of this competitive use provision will therefore be set at $ 100 per unauthorized site visit. You hereby agree that such damages are a reasonable estimate of the actual damages and you waive your right to contest such damages in a court or other proceeding.

11.11. Legal action. You expressly waive your right and agree not to take or participate in any class action or to join or consolidate claims in connection with any dispute under or in connection with these Terms of Service, including any arbitration proceedings.